Filing Requirements for a Complete Bankruptcy Petition (Chapter 7)

Local Bankruptcy Rule 1002-1 provides that the following items are required in order for the bankruptcy clerk’s office to open a new bankruptcy. Failure to submit certain filing requirements will result in a 15-day deficiency notice with notice of intent to dismiss the bankruptcy case.

Chapter 7: At the time of filing

  • Fee, Application to Pay in Installments (Local Form H) with a minimum of 25% of the fee due at filing, or Application for Waiver of Chapter 7 Filing Fee (Form B3B) if applicable
  • The first 3 pages of the Voluntary Petition (Form B1) including original signatures, last 4 digits of the debtor’s Social Security Number, and/or a federal employer identification number
  • Completed Statement of Social Security Number (Form B21) (individual debtor(s) only)
  • A list of creditors and their addresses
  • A list of assets and their location
  • Certificate of Completion of Credit Counseling from a U.S. Trustee approved agency (individual debtor(s) only)
  • Disclosure of Compensation for Bankruptcy Petition Prepare (B280) (if applicable)

At the time of filing or within 14 days:

  • Signatures of Bankruptcy Petition Preparers, along with Social Security Number if applicable
  • Schedules A-J (Forms B6A-J)
  • Summary of Schedules (Form B6)
  • Declaration Concerning Debtor’s Schedules (Form B6)
  • Statement of Financial Affairs with signatures (Form B7)
  • Notice to Individual Consumer Debtor  (Form B201)
  • Attorney or Bankruptcy Petition Preparer Disclosure (Form B203 OR Forms B19)
  • Statement of Current Monthly Income & Means Test Calculation (Form B22A)
  • Employee Income Record (individual debtor(s) only) - Debtor(s) pay stubs from any income earned from an employer in the 60 days prior to filing)
  • Creditor Mailing List (see Creditor Mailing Matrix requirements)

Within 30 days of filing the petition or before the 341 Meeting of Creditors, whichever is earlier, the Chapter 7 Individual Debtor’s Statement of Intention (Form B8) regarding secured consumer debts must be filed with the court and served on all creditors and the case trustee.